Allstate

March 6, 2007

To Whom It May Concern:

I am writing on behalf of Toney Chimienti, President of Chimienti & Associates, Inc. I have known Toney for more than twenty years and I am pleased to recommend him and his organization as a regional enrollment partner.

Relative to Allstate Workplace Division, Toney has been an active producer for us for many years and has done an outstanding job in providing the sales, service and support for the AWD products chosen to be enrolled.

In conclusion, if I can provide any additional information, please don't hesitate to give me a call. My telephone number is 1-800-761-0092.

Sincerely,

Don Fennell
Senior Vice President
Workplace Sales Support